Auto Insurance
New York car insurance that fits how you actually drive.
Who it's for
Anyone who owns, leases, or regularly drives a car, truck, or motorcycle in New York. New York requires liability, no-fault (PIP), and uninsured motorist coverage on every registered vehicle, and we help you choose limits that go beyond the bare minimum when it makes sense.
What it can cover
- ✓Bodily injury and property damage liability (required in NY)
- ✓No-fault / Personal Injury Protection (PIP) for medical bills and lost wages
- ✓Uninsured and underinsured motorist coverage
- ✓Collision damage to your own vehicle
- ✓Comprehensive: theft, hail, fallen trees, and deer hits
- ✓Rental reimbursement and roadside assistance
Coverage, benefits, and eligibility vary by policy and carrier.
Good to know
What does New York require?
Liability, no-fault (PIP), and uninsured motorist coverage. Collision and comprehensive are optional but usually required if you have a loan or lease.
Do I need collision on an older car?
Not always. We can look at your car's value and your deductible to see whether it's worth keeping.
Can I bundle with my home or renters policy?
Yes. Many carriers offer a multi-policy option, and we'll compare it against separate policies for you.
Questions? Let's talk.
Call us and we'll be glad to help you.
