Loomis Family Insurance · Troy, NY
Umbrella Insurance
Extra liability protection above your home and auto policies.
Who it's for
Anyone who wants more protection than their home and auto policies provide, especially if you own a home, have teen drivers, a pool, or savings to protect.
What it can cover
- ✓Liability claims that go past your auto or home limits
- ✓Legal defense costs
- ✓Injuries to others on your property
- ✓Certain claims like libel or slander
Coverage, benefits, and eligibility vary by policy and carrier.
Good to know
How much umbrella coverage can I get?
Policies usually start at $1 million and go up from there.
Do I need home and auto first?
Yes. Carriers require certain liability limits on your underlying policies.
Questions? Let's talk.
Call us and we'll be glad to help you.
