Loomis Family Insurance · Troy, NY
Life Insurance
Take care of the people who count on you.
Who it's for
Parents, homeowners, business owners, and anyone whose family would feel the loss of their income. It's also a simple way to cover final expenses so loved ones aren't left with the bill.
What it can cover
- ✓A tax-free payment to your beneficiaries
- ✓Mortgage and debt payoff
- ✓Replacing lost income for your family
- ✓Funeral and final expenses
- ✓Future costs like college tuition
Coverage, benefits, and eligibility vary by policy and carrier.
Good to know
Term or whole life?
Term covers a set number of years and is usually less expensive. Whole life lasts your lifetime and builds cash value. We'll help you pick what fits.
How much do I need?
A common starting point is enough to replace several years of income plus any debts. We'll work through the numbers together.
Do I need a medical exam?
Not always. Some plans offer simplified applications with just a few health questions.
Questions? Let's talk.
Call us and we'll be glad to help you.
