Loomis Family Insurance · Troy, NY
Business Owners Policy
Liability and property coverage bundled for small businesses.
Who it's for
Small and mid-sized businesses like shops, offices, and restaurants that want general liability and property coverage together in one simpler package.
What it can cover
- ✓General liability
- ✓Business property and equipment
- ✓Business income if you must close after a covered loss
- ✓Optional add-ons like cyber and equipment breakdown
Coverage, benefits, and eligibility vary by policy and carrier.
Good to know
Is a BOP right for every business?
Not always. Eligibility depends on your business size and type. We'll check if you qualify.
Does a BOP include workers' comp?
No. Workers' comp is a separate policy required for most NY employers.
Questions? Let's talk.
Call us and we'll be glad to help you.
