Loomis Family Insurance · Troy, NY
Workers' Compensation
Required New York coverage for the people who work for you.
Who it's for
New York employers with full-time, part-time, or seasonal employees. New York generally requires workers' comp, and most employers also need disability (DBL) and Paid Family Leave coverage.
What it can cover
- ✓Medical care for work-related injuries and illnesses
- ✓Lost wages while an employee recovers
- ✓Employer's liability
- ✓Disability benefits (DBL) for off-the-job injuries or illness
- ✓Paid Family Leave (PFL)
Coverage, benefits, and eligibility vary by policy and carrier.
Good to know
Do I need workers' comp if I only have part-timers?
In most cases, yes. New York requires coverage for most employees, including part-time workers.
What are DBL and Paid Family Leave?
DBL pays benefits for injuries or illness off the job, and PFL gives paid time off for family needs. Most NY employers need both.
How are premiums figured?
Mainly by your payroll and the type of work your employees do.
Questions? Let's talk.
Call us and we'll be glad to help you.
