Loomis Family Insurance Agency is independent. That means we don't work for an insurance company — we work for you. Instead of quoting you one carrier's price and hoping it fits, we have access to a wide range of national and regional insurance companies, and we shop your coverage across them.
You fill out one application. We do the rest.
Get My QuotesMost people have had this experience: you call an insurance company, get a price, and that's the price. If it goes up next year, your only option is to start the whole process over somewhere else.
That's not how we work.
Because we have access to multiple companies, we can put your home, auto, or business in front of several underwriters at once and bring you back real options — not just one number. And when a carrier takes a rate increase at renewal, we don't need you to do anything. We re-shop it. You stay put; your policy moves.
That's the entire point of working with an independent agency, and it's why we built this one.
Through our membership in SAN Group and SIAA — the largest alliance of independent insurance agencies in the country — we can place coverage with companies that most agencies our size would never get access to on their own.
Flood, boat, motorcycle, RV, umbrella and landlord coverage available.
Business owner's policies, general liability, commercial property, commercial auto and workers' compensation for contractors, retail shops, restaurants, offices and rental property owners throughout the Capital Region.
Term, whole life and final expense coverage through a national brokerage network with access to dozens of highly rated life carriers.
A long list of company names doesn't help you by itself. What matters is knowing which one to use.
Every carrier has an appetite — the kinds of risks it wants and prices well, and the kinds it doesn't. A 1920s two-family in South Troy, a roofing contractor with three trucks, a driver with a recent accident, and a first-time homebuyer in Brunswick all belong with different companies. Sending all four to the same carrier gets you three bad quotes and one good one.
Our job is knowing the difference before we ever hit submit. That's what you're actually hiring us for.
We're a family agency on 6th Avenue in Troy. My father and I own it together, and we live and work in the same community we insure.
When you call, you get us — not a call center, not a chatbot, not a different representative every time. When you have a claim at 9pm on a Sunday, you have our number.
That combination is the whole idea: the market access of a large agency, with a family down the street who knows your name.
No obligation, no pressure, and no cost to have us look.
All company names and logos are the property of their respective owners and are shown to indicate markets available to Loomis Family Insurance Agency. Availability is subject to each company's underwriting guidelines, appetite and eligibility requirements, and not all companies write all coverages in all areas. Coverage cannot be bound, altered or cancelled via this website, email or voicemail. Quotes are estimates and are not a guarantee of coverage or final premium.